PayPal’s latest move is turning heads. The payments giant is bringing its stablecoin, PYUSD, to the Stellar blockchain.
That might sound like a quiet technical upgrade, but in the crypto world, it’s a thunderclap.
It means PayPal is doubling down on crypto – but doing it the boring (and probably smart) way: with stablecoins and payment tools, not risky meme coins or fly-by-night altcoins.
The even bigger news? PayPal is reportedly building something called PayFi – a kind of financing tool for small businesses that lets them get loans in $PYUSD, directly into their Stellar wallets. It’s fast, global, and totally crypto-native.
With PayPal placing its chips on Stellar and stablecoins, the wider market is likely to follow. But while the giants move slow, new crypto projects are already racing ahead.
PayPal, $PYUSD, and Stellar: Why This Changes the Game
PayPal launched PYUSD last year as a U.S. dollar-backed stablecoin.
Initially tied to Ethereum, PYUSD now lands on Stellar – a blockchain built for fast, cheap financial transactions. Stellar doesn’t get the hype that Ethereum or Solana do, but for payments, hardly anyone can beat it.
Now that PayPal is bringing PYUSD to Stellar, it’s making a statement: crypto payments should be fast, simple, and globally accessible.
That’s where PayFi comes in. If businesses can borrow and repay in $PYUSD on Stellar, it cuts out slow banks and expensive middlemen.
All of this opens the door for new crypto projects to shine.
1. Best Wallet Token ($BEST) – The Stablecoin Sidekick with Real Utility
If PYUSD is the superhero of PayPal’s Stellar expansion, Best Wallet Token ($BEST) is the clever sidekick building the tools we’ll all need.
Best Wallet is part of a new wave of crypto wallets – offering smoother UX, advanced features, and enterprise-grade security to meet the needs of modern users.
But it’s the $BEST token that powers it all. Holding $BEST unlocks reduced fees, early access to new projects, staking rewards, and exclusive iGaming perks like free spins and lootboxes.
It also gives users governance rights within the Best Wallet ecosystem.
One killer feature tied to $BEST is Upcoming Tokens, which lets users safely join vetted presales directly in-app – no scam sites, no stress.
The crypto presale launched exclusively in the app and has raised over $13.2M so far, and you can now buy $BEST for just $0.025165.
As PayPal brings stablecoins to wallets, $BEST is quietly positioning itself to ride that wave – offering utility where most tokens just offer hype.
2. SUBBD Token ($SUBBD) – The AI-Powered Future of Creator Subscriptions
In the noisy world of content platforms, SUBBD Token ($SUBBD) is bringing something fresh: real creator-fan interaction powered by crypto and AI.
Built for the $85B creator economy, $SUBBD is the first AI-focused platform where creators can monetize subscriptions, tips, and even AI-generated content that mimics their style – with full approval and control.
The $SUBBD token fuels this ecosystem. Fans use it to unlock gated content, tip influencers directly, or stake it for 20% APY and premium access.
Creators are supported by an AI agent that automates chats, edits, and monetization – giving them more time and revenue without middlemen.
With over 250M followers tied to SUBBD’s network, it’s ready to onboard the next generation of Web3 users.
You can buy $SUBBD for $0.05565. With $652,000 raised in presale, $SUBBD is still early. Forecasts already predict a high of $0.301 in 2025 and up to $2.50 by 2030 – which could mean serious upside (between 4.5x to 44x).
If PayPal’s PYUSD-backed PayFi opens up to creator payments, SUBBD could be one of the first AI-driven platform to integrate. It’s built for this moment.
3. SpacePay Token ($SPY) – Making Crypto Work at the Cash Register
SpacePay Token ($SPY) is building the missing bridge between stablecoins and real-world payments.
Its platform turns everyday Android point-of-sale systems into crypto-ready checkout machines – no extra hardware needed.
A simple app update allows customers to scan a QR code and pay in $PYUSD or other tokens, while merchants instantly receive fiat with no exposure to price swings.
At the core of this ecosystem is the $SPY token. Currently priced at just $0.003181, the presale has already raised over $1.1M.
$SPY powers loyalty rewards, community governance, and early access to new payment features. It also gives holders a stake in the platform’s long-term growth, earning a portion of transaction fees.
With fees as low as 0.5% and support for over 325 crypto wallets, SpacePay is positioning itself as a cheaper, faster, and more flexible alternative to traditional payment processors.
If PayPal’s PYUSD and PayFi reach small businesses, SpacePay could be the system that helps them actually accept and use it. And $SPY might be the token that makes it all happen.
The PYUSD Domino Effect
PayPal’s PYUSD on Stellar could push new crypto up in a big way. The more infrastructure built around stablecoins, the more room for supporting projects to shine.
Whether it’s utility tokens like $BEST, creator-driven platforms like $SUBBD, or real-world payment solutions like $SPY – this is a moment to watch.
This article is for informational purposes only and doesn’t constitute financial advice. Always do your own research (DYOR) before investing in crypto.
