A version of this story was originally published in February 2023. It has been updated to reflect current information.
Many of us have gotten tax forms in the mail from employers, putting Mainers on the clock to file by an April 15 deadline.
While this can be a painful activity, it does not have to be an expensive one. This is the first year that Mainers can use a new IRS program to file federal taxes for free. There are also websites and apps providing no-cost filing and other programs for analog filers who need help. If you have a complicated tax situation, you should consult a tax preparer.
Here’s your Maine-centered guide to free filing ahead of Tax Day.
Don’t sign up for paid services without reviewing these options.
Paid services like TurboTax make it easy to file taxes, but they also often come with fees.
The IRS Direct File program is available this year for the first time in Maine. It only handles simple tax situations for federal returns, so you will have to find another way to submit state taxes. The IRS says it is planning to add more complex tax starting next year.
One place to look after that is the IRS Free File program. It offers two options — guided tax preparation to individual filers and families making an adjusted gross income of less than $84,000 or forms that you can fill out on your own at no cost. Most Mainers can use them.
When you browse the online-only providers, you will see some drawbacks. Some of them do not handle certain tax credits, only serve people in certain age ranges, do not handle state returns or only process state returns in some areas.
But many of us can get our taxes done this way, year after year. The United Way offers a similar service to those making less than $60,000 per year online or in person.
There are other ways to file for free, but look at the terms.
Those who do not fall under those income limits have other options to get taxes filed at no cost. These returns generally have to be simple. There can be less customer service available than paid services generally have. You should also be aware that services may try to upsell you.
The media outlet CNET rated H&R Block and Turbotax’s free service as the best available in 2025. But there are newer players in the tax game that also run well-regarded services, including Cash App Taxes, an offshoot of a mobile payment company. Both of these companies offer free state and federal returns.
Is there a catch? Some of these sites essentially ask you to pay with privacy, as The Washington Post has noted. They want access to financial information so they can try to sell loans or other financial products to you. If it makes you uncomfortable, find another way.
Lots of in-person programs serve Mainers as well.
For those who prefer filing taxes on paper or with local groups, there are many options available.
Mainers in households making $67,000 or less and meeting other criteria can get taxes prepared under a program run by CA$H Maine, a coalition of community groups that offers tax work done by volunteer experts. It offers in-person meetings around the state, “scan and go” dates at which you can drop off information and get a follow-up call and remote work.
The AARP also runs a similar program that is targeted at but not limited to lower-income people over age 50, including in-person visits, drop-off and remote options.
