Global Crypto Adoption Report 2025

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Cryptocurrency adoption has surged in 2025, driven by both institutional and grassroots participation across diverse economies. While high-income countries focus on regulatory frameworks and investment products, lower- and middle-income nations lead in real-world crypto use for remittances, inflation hedging, and payments.

This report analyzes the countries with the highest adoption indexes, demographic insights, the most popular cryptocurrencies and stablecoins, legal tender status, and market predictions for the remainder of 2025.

Global Crypto Adoption Report 2025: Top 20 Countries

Data collected from TRM Labs Crypto Adoption Report. India remained strong at its rank #1 position with the US following it.

India

United States

Pakistan

Philippines

Brazil

Indonesia

Vietnam

Republic of Korea

Japan

Ukraine

Bolivarian Republic of Venezuela

Nigeria

Russian Federation

Bangladesh

Thailand

Turkey

United kingdom

Argentina

Mexico

Egypt

According to the report, South Asia is the fastest-growing region for crypto adoption between January to July 2025. It recorded an 80% increase from the same period in 2024.

Between January and July 2025, crypto transaction volume in the US surged by approximately 50% compared with the same period in 2024, surpassing USD 1 trillion.

Stablecoins represented 30% of all crypto transaction volume between January and July 2025.

Over 90% of fiat-backed stablecoins are pegged to the US dollar, with Tether (USDT) and Circle (USDC) together comprising 93% of the total stablecoin market capitalization.

Age and Gender Index of Crypto Holders

Age Distribution:

18–34 years: 51% of crypto holders globally
35–54 years: 37%
55+ years: 8%

Young adults (especially 25–34) are the most active demographic in both emerging and developed markets.

Gender Distribution:

Male: ~61%
Female: ~39%
The gender gap is narrowing, with female participation rising fastest in Asia and Africa. Women are more likely to invest in stablecoins and DeFi yield platforms rather than speculative tokens.

Age Group	% of Crypto Holders	Gender Split (M/F)
18–24	20%	70/30
25–34	31%	68/32
35–44	23%	67/33
45–54	18%	66/34
55+	8%	65/35

Worldwide Adoption of Crypto 2025

The data below is gathered from the CoinLaw survey 2025.

35% of the total El Salvador population uses crypto wallets since BTC became legal tender.

Nigeria is leading global peer-to-peer crypto trading with 45% of Africa’s total transactions.

Argentina and Turkey recorded a 60% increase in crypto adoption amid the countries’ high inflation.

The US and Europe hold 65% of institutional crypto investment.

Africa is witnessing a 60% surge in blockchain adoption as the demand for affordable remittance infrastructure has grown.

UAE and Singapore are leading in blockchain real estate innovation as more than 50% of developers participate.

85% of U.S. banks are either planning or integrating blockchain solutions into their traditional payment system.

Most Adopted Cryptocurrencies (2025)

Bitcoin remains the most sought-after and held cryptocurrency worldwide, followed by Ethereum and stablecoins. Meme coins and DeFi tokens are popular in specific regions.

Rank	Crypto	Global Ownership (%)	Top Countries Using It
1	Bitcoin	62%	US, India, Nigeria, Vietnam, Brazil, UK
2	Ethereum	7%	US, Canada, Germany, India, Singapore
3	Tether (USDT)	5%	Turkey, Nigeria, Brazil, Indonesia, Vietnam
4	XRP	4%	Japan, South Korea, US
5	Binance Coin (BNB)	3%	India, Nigeria, Brazil, Vietnam
6	Solana	2.5%	US, Singapore, Vietnam
7	USD Coin (USDC)	2%	US
8	Dogecoin	0.8%	US, India, Philippines
9	Cardano	0.8%	Indonesia, US, UK
10	Tron	0.7%	US, UK, Singapore

Most Adopted Stablecoins (2025)

Stablecoins have become essential in emerging markets for remittances, savings, and payments.

Rank	Stablecoin	Global Market Share	Top Adoption Countries
1	Tether (USDT)	~65%	Nigeria, Turkey, Brazil, Vietnam, Indonesia
2	USD Coin (USDC)	~20%	US, UK, Singapore, Brazil
3	Dai (DAI)	~5%	US, Europe, Latin America
4	First Digital USD (FDUSD)	~3%	Hong Kong, Singapore, UAE
5	Ethena USDe	~2%	US, Europe, DeFi platforms

Bitcoin as National Reserve

Country	Status (2025)	Notes
El Salvador	Active reserve	Has over 6,000 BTC as part of the national reserve
Bhutan	Active reserve	Accumulation via sovereign mining
United States	Announced/active (federal, state)	Strategic reserve established by executive order
Czech Republic	Planning/studying	Up to 5% of reserves by 2027
Russia	Planning/legislative proposals	Strategic reserve for sanctions resilience
Singapore	Expected/advanced planning	Active digital asset projects
UAE	Expected/advanced planning	Major crypto hub, reserve plans in progress
Brazil	Drafting legislation	Bills to include BTC in reserves
Switzerland	Citizen-led initiative	Proposal for central bank reserves
South Africa	Political advocacy	Parties pushing for reserve adoption
Indonesia	Bitcoin reserve	Drafted proposal
Poland	Political advocacy	Presidential campaign promises
Germany	Political/legislative discussion	No formal reserve yet
Japan	Political/central bank discussion	No formal reserve yet
Hong Kong	Political/legislative discussion	No formal reserve yet
Venezuela	Political/legislative discussion	No formal reserve yet

Crypto Market Prediction for H2 2025

Market Outlook: Continued growth is expected, driven by institutional investment, new ETF products, and regulatory clarity in the US and EU.
User Base: Global crypto users projected to surpass 950 million by year-end.
Bitcoin Price: Analysts forecast BTC could reach $120,000–$140,000 by December 2025, barring major regulatory shocks.
Stablecoin Expansion: Further growth in emerging markets, especially for remittances and cross-border payments.
AI & DeFi: AI-driven crypto projects and DeFi platforms will continue to reshape the digital asset landscape.
Analysts expect Ethereum to break the $4,000 level and potentially reach new all-time highs in 2025.

Major Adoption News – H1 2025 Timeline

Month	Event/Headline
January	US launches Bitcoin Strategic Reserve; ETF inflows surge
February	Vietnam legalizes crypto for the first time
March	Pakistan Crypto Council launched; CZ joins as advisor
April	Thailand recognizes Tether (USDT) as an approved digital asset
May	Pakistan announces its first government-backed Bitcoin reserve
June	South Korea passes stablecoin legalization bill
July	The Genius Act passes in the United States
Auguts	Ripple vs SEC officially ends

Conclusion

Cryptocurrency adoption in 2025 is accelerating at both the institutional and grassroots levels, with lower- and middle-income countries leading in real-world usage and high-income nations advancing regulatory clarity.

Bitcoin and stablecoins are the most widely adopted assets, serving as both investment vehicles and practical tools for payments and remittances. With new legal frameworks, technological innovation, and growing user confidence, the global crypto ecosystem is poised for further expansion in the second half of 2025.