New S-Tokens give retail users indirect exposure to institutional-grade assets on Solana, reflecting DeFi’s push beyond accredited investors.
Real-world asset (RWA) protocols Splyce and Chintai have launched a new product on Solana designed to give retail users access to institutional-grade tokenized securities — a move that could broaden the appeal of RWA tokenization on one of the world’s largest blockchains.
The product is powered by strategy tokens, or S-Tokens, which provide retail users with exposure to yields generated by Chintai. While users never directly hold Chintai’s tokenized securities, S-Tokens act as a “mirror” through a loan structure backed by the underlying assets.
S-Tokens are designed to broaden access to RWA yields beyond institutional investors. Today, most institutional RWA products operate as “walled gardens” with strict capital requirements and compliance hurdles, limiting retail participation, the companies told Cointelegraph.
