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Home Blockchain

Stablecoins vs. credit cards: The coming $100B US payments battle

by DigestWire member
September 23, 2025
in Blockchain, Crypto Market, Cryptocurrency
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Stablecoins vs. credit cards: The coming $100B US payments battle
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Can stablecoins disrupt Visa and Mastercard? Explore how blockchain payments may capture billions in fees from US credit card networks.

Stablecoins reduce settlement time, cross-border costs and enable programmable rewards. They outpace traditional credit card systems.

US merchants pay over $100 billion in card fees yearly. In comparison, stablecoins offer much cheaper, faster payments.

Ripple’s RLUSD, Gemini’s XRP Card and Moca’s Air Shop show stablecoins moving into mainstream commerce.

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