The Federal Reserve just lowered interest rates for the first time since 2024, reducing its target range to 4%-4.25%. Rate cuts are important because they make borrowing cheaper, increase liquidity, and typically encourage investors to move into risk assets like crypto.
The markets have already responded, with the top 10 by market cap showing gains in the past 24 hours. $BTC is trading around $117.5K, $SOL jumps 5% in 24 hours to $246, and $BNB is nearing $1K.
The meme coin sector, which is often the quickest to react when liquidity increases, has also risen 5% to a market cap of $81 billion, with volume jumping 29%.
ChatGPT predicts Bitcoin will surge after the Fed’s move, with analysts suggesting targets between $120K and $180K this cycle. The reasoning is straightforward: as safe assets become less attractive, capital shifts into more volatile options, and Bitcoin is typically the first choice.
And when Bitcoin rallies, the best altcoins and leading crypto presales often magnify those gains. Right now, Bitcoin Hyper ($HYPER), PepeNode ($PEPENODE), and Useless Coin ($USELESS) stand out as high-risk, high-reward crypto with potential to ride the momentum.
1. Bitcoin Hyper ($HYPER) – Bitcoin Finally Gets a Real Layer 2
Bitcoin’s biggest weakness isn’t its brand or security… It’s speed. Transactions can take minutes, and fees often spike to painful levels, making the network clunky for anything beyond holding. That’s where Bitcoin Hyper ($HYPER) comes in with the boldest claim yet: Bitcoin finally has a true Layer 2.
Built on the Solana Virtual Machine (SVM), Bitcoin Hyper enables sub-second $BTC transactions with nearly zero fees. It operates through a trustless bridge – you send $BTC in, the system verifies it on-chain, and then mints the equivalent inside the Hyper ecosystem.
From there, you can stake, trade, or run dApps, with all activity secured by zero-knowledge proofs and regularly settled back to Bitcoin’s base layer. This enables developers to build meme coins, DeFi apps, and entire Web3 ecosystems on Bitcoin. Something that’s been promised for years but never delivered at scale.
The presale shows clear traction with over $16.6M raised so far, tokens priced at $0.012935, and staking yields offering 69% APY to early buyers.
If Bitcoin surges on Fed rate cuts, ChatGPT believes $HYPER is in a prime position to capture the spillover.
2. PepeNode ($PEPENODE) – Gamified Mine-to-Earn Meme Coin
With the meme coin sector heating up, PepeNode ($PEPENODE) brings a fresh twist to the space by offering a ‘mine-to-earn’ model that mixes gaming, strategy, and DeFi mechanics.
Instead of simply buying and holding, every $PEPENODE holder begins with a virtual server room. You acquire mining nodes (each with unique traits) and upgrade or trade them to maximize your yield. The more efficient your setup, the more tokens you generate.
Leaderboards track performance and reward top miners with extra meme coin incentives like $PEPE and $FARTCOIN. That competitive edge makes holding onto an active, gamified experience.
The project also relies on tokenomics to generate traction. During presale, $PEPENODE offers attractive staking rewards of 1,070% APY, allowing holders to compound gains before the mining game launches. The presale has already raised over $1.24M, with tokens priced at just $0.0010617.
Meme coins rely solely on speculation. PepeNode builds a sticky ecosystem that emphasizes engagement by adding interactive mining and a yield-driven economy.
As liquidity shifts into memes during the expected Q4 rally, ChatGPT suggests that $PEPENODE could be one of the few crypto tokens with both community meme hype and utility.
3. Useless Coin ($USELESS) – The Meme Paradox Play
On Solana, meme culture is profound and ironic. The latest example is Useless Coin ($USELESS), a token that proudly claims no purpose. No staking, no governance, no DeFi features. Just pure speculation and community energy.
Launched in May 2025 via the LetsBONK.fun platform, $USELESS quickly gained traction thanks to Solana OGs like @theunipics and other popular meme creators. Its entire brand embraces parody, with taglines such as ‘promises nothing, delivers nothing,’ turning the usual crypto utility story on its head.
Despite the tongue-in-cheek positioning, the numbers are far from a joke. $USELESS trades around $0.22, with a $220M market cap and $56M in daily volume.
It’s also one of the rare meme tokens to secure listings on major exchanges, including Coinbase, MEXC, KuCoin, OKX, and Binance US – a level of exposure most crypto projects never reach.
That’s where the paradox lies. By intentionally being useless, $USELESS created a unique cultural niche that the community embraces. If Bitcoin rallies on cheaper liquidity and traders shift into high-risk plays, ChatGPT sees irony-driven tokens like $USELESS outperforming the rest.
Crypto investing involves significant risk, especially with speculative assets. Prices can change rapidly, and hype might fade just as quickly. This article is not financial advice. Always do your own research (DYOR), and never invest more than you can afford to lose.
Authored by Aidan Weeks, Bitcoinist – https://bitcoinist.com/best-crypto-to-buy-chatgpt-bitcoin-rate-cuts
