The post Justin Sun Breaks Silence on HTX’s High-Yield Products Amid User Concerns appeared first on Coinpedia Fintech News
Justin Sun, the founder of TRON and adviser to HTX (formerly Huobi) has addressed questions about HTX’s high-interest financial products. He explains the platform’s approach to subsidies, fund transparency, and unlimited deposits, offering insight into the platform’s growth strategy.
Here’s insight into HTX’s strategy.
Justin Sun Explains Subsidies, Competition, and Transparency
Sun clarified that these products are fully subsidized by the group and is just a way to compete for users among trading platforms. He compared it to the popular “instant retail” trends in the industry.
Some people online have questioned HTX's high-yield products. I’d like to clarify a few points:
The high interest is 100% subsidized by the platform. Essentially, it’s just part of the competition among trading platforms for users. Feel free to deposit and use—it’s that simple.…
— H.E. Justin Sun
(Astronaut Version) (@justinsuntron) September 4, 2025
The idea behind the subsidies is simple: attracting more users, trading activity increases, which benefits the platform over time.
Secondly, he highlights that Huobi is still in its early growth stage, so their approach is to let users deposit freely, confidently, and without limits.
Sun also pointed out that Merkle tree proofs have been in place for almost 34 months, which makes the platform fully transparent about users’ funds. So, there is no reason to worry about hidden or unclear funds.
High Revenue to Back High Yields
Finally, he reassured the users that with the group now earning tens of billions annually, it can comfortably cover these high-interest subsidies. He added that the high-interest product is a current saving option, with users able to withdraw their funds anytime. There is no reason to doubt its reliability, he says.
Sun also shared that the platform’s stablecoins (USDT, USDC, USD1, USDD) and contract surplus Bao products will see higher interest rates. The platform is also removing investment limits, letting users deposit as much as they want, making it easier to earn interest and maximize returns.
近期平台稳定币（USDT，USDC，USD1，USDD）利息，合约余币宝产品会继续加息，同时把投出上限去掉，让用户尽可能的把资金存入火币。 https://t.co/ZgI48GtWHa
— H.E. Justin Sun
High-Yield Stablecoin Earning Zone
HTX recently launched a Stablecoin Earning Zone, where users can earn up to 20% APY on popular stablecoins like USDC, USDT, USD1, and USDD, far higher than U.S. bank accounts, which at the most offer around 4.2%.
For first-time users, it also offers a limited 100% APY on a small initial deposit, making it easy to explore crypto-based passive income.
TRON and HTX Drive Growth
HTX Research’s H1 2025 report highlights strong growth across the crypto industry. TRON is leading the way in stablecoin payments, managing over $80 billion in USDT and more than $21 billion in daily transactions. It is also exploring on-chain treasury models to increase token value.
HTX is standing out as a go-to exchange for new tokens, with $38 billion in spot trading by mid-August and 22% of daily new-coin trading.
TRON and HTX are working together to boost stablecoin networks and make crypto trading simpler and more active worldwide.
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FAQs
HTX offers subsidized savings products like stablecoin deposits (USDT/USDC) with up to 20% APY. Users deposit funds and earn interest, with no limits and instant withdrawals.
Merkle tree proofs have publicly verified all user funds for 34+ months, ensuring full transparency and accountability without hidden risks.
Subsidies are funded by HTX’s parent group, which earns tens of billions annually, allowing them to offer competitive rates to attract users.
TRON leads in stablecoin transactions ($80B+ USDT), while HTX drives exchange activity with high liquidity and new token listings, fostering broader adoption.
