Is XRP Still a Good Investment in 2025?

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XRP has long been one of the most talked-about cryptocurrencies in the market. But with so many changes in the crypto world lately, is it still a good investment heading into 2025? Analyst Lark Davis breaks it down.

XRP might not be the strongest long-term hold compared to Bitcoin, but it’s still a popular coin for short- to medium-term trades. It tends to have big price moves, especially when retail investors jump back into the market.

Why Some People Are Still Bullish on XRP

One of the biggest positives for XRP is that it actually reached a new all-time high this market cycle. Most older altcoins haven’t even come close.

Another reason is Ripple’s long legal fight with the U.S. SEC, which seems close to wrapping up. Many believe this case held XRP’s price back for years. If it ends soon and in Ripple’s favor, it could help XRP rise sharply.

There’s also growing hope because the U.S. seems to be shifting towards more crypto-friendly regulations, especially with stablecoins and blockchain payments. If that happens, Ripple and XRP could benefit a lot.

There are also rumors Ripple might try to buy USDC issuer Circle — though nothing is confirmed. If it happens, it would be a huge deal for the crypto market. Spot XRP ETFs could be launched soon too. And XRP continues to have one of the most loyal crypto communities.

What Are the Concerns?

One problem is that while Ripple is working on stablecoins and tokenized assets, it’s not clear how much actual demand there is for XRP’s native token in these systems.

For example, stablecoin payments on blockchains like Solana using USDC work fine without XRP. Also, activity on XRP’s blockchain (called the XRP Ledger) hasn’t shown much growth. In fact, the number of active wallets dropped sharply over the past year.

Another concern is that XRP’s price history shows it behaves like most altcoins — when the market drops, so does XRP. While it can see big pumps, it can also see big crashes in bear markets.

What’s the Market Sentiment?

Right now, market sentiment around XRP is mixed. On a crypto prediction platform, only about 45% of people think XRP will reach a new all-time high by the end of the year. In general, crypto markets have been uncertain, even though Bitcoin hit new highs.

Final Thoughts

In the end, the analyst said that XRP is still a coin worth watching in 2025. It has big partnerships and ambitious plans. But whether it’s a good long-term investment depends on if those plans turn into real growth and increased use of the XRP Ledger.